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Showing posts from January, 2020

Insurance Tips for Home Buyers

Insurance Tips for Home Buyers Hi, so I want to give you some tips and information on homeowners insurance today. So every buyer who buys a home needs to get homeowners insurance because a lender will not lend if a home is not insured and also you want to protect your largest asset your home, right?    Most people don't think about their insurance for their home until the lender says "Oh, we need insurance. So we need an insurance certificate to close the loan and get you into your new home."  And that's when you take care of it.   We actually need to rethink that. We need to get the insurance agent involved right at the beginning, right when we open escrow.  The reason for that is there are a number of things that can affect insurance and we want to take care of those upfront.  This is to make sure you're getting the right policy at the right price. We all know about the fire issues in the foothills - that's one thing that can affect your policy.